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INFINEY MOBILE EXPERIENCE

Our App

Experience Loan Switch, Instant UPI QR Pay, Score Builder, Infiney Metal Cards, and Infy AI Chat Copilot — built directly into India's most advanced financial app.

Smart Loan Switching

Switch high-interest loans and save on EMIs

Settle high-interest active loans by switching to banks offering lower interest rates. Infiney analyzes your balance transfer options and automates the switching process to save you lakhs.

Lowest switching fees with no hidden charges

Someone holding a phone running the Infiney app

100% digital balance transfer completed in 72 hours

Real-time lifetime savings analysis

Scan & QR Pay

Point, scan, and make immediate payments

Pay any vendor or merchant UPI QR code using your Infiney wallet balance or linked credit cards. The ultimate seamless experience for everyday micro-transactions.

Infiney app — Scan & QR Pay

Score Builder

Build your credit history from scratch

New to credit or looking to repair a low score? Our Score Builder feature allows you to build a robust credit history safely using a customized, low-risk repayment ladder.

Infiney app — Score Builder

Apply Credit Cards & Metal Cards

Link existing cards or request our metal card

Link all your credit cards to monitor outstanding amounts, utilization ratios, and statement due dates. Apply for the elite Infiney Metal Card to get up to 12% lifetime cashback.

Infiney app — Apply Credit Cards & Metal Cards

Infy AI Financial Copilot

A private, intelligent assistant in your pocket

Interact with Infy, our advanced chatbot copilot. It reviews your credit card usage, debt-to-income, and savings behaviors to provide tailored, secure suggestions to grow your net worth.

Infiney app — Infy AI Financial Copilot

Utility Bills & Recharges

Pay electricity, FASTag, gas, water & bills

Settle all your household and credit card bills in a single place. No platform fees or hidden convenience charges when you pay with credit card or UPI. Stay ahead of deadlines with smart notification reminders.

Infiney app — Utility Bills & Recharges

Infiney Split

Settle dinners, outings, and rents seamlessly

Create groups with friends, flatmates, or travel companions. Log shared expenses and split costs dynamically. Infiney generates one-click settle links so everyone can clear their dues instantly.

Infiney app — Infiney Split

Digital Wallet

Instant balances for fast transfers

Manage your funds in a high-security digital wallet. Load money via NetBanking or UPI, transfer to friends, or withdraw to your primary bank account instantly with no fee.

Infiney app — Digital Wallet

Frequently Asked Questions

Answers to the most common questions about our Infiney services, process and how we work with Customers.

Payments over UPI settle instantly, around the clock. Card payments follow your bank's standard authorisation flow, and every transaction appears in your unified history the moment it completes.