Savings detected
A lower rate on a loan you already hold
When a partner is lending below your current rate, the switch engine works out what the move is worth over your remaining tenure.
INFINEY COPILOT
Ask. Plan. Decide.
With confidence.
Your personalised financial copilot that understands your money, gives you clear answers, and helps you take the next best step.
Get instant answers
Personalised insights
Compare options
Take action
Your questions. Smarter answers. Real progress.
It speaks first, when it matters
Infiney watches the things that cost you money quietly — a rate you could beat, a date you could miss, a ratio drifting the wrong way — and tells you while there is still time to act.
Bill due
A statement date before it turns into interest
Linked cards are tracked to their due dates, so a reminder arrives with days in hand rather than an alert after the fact.
Score opportunity
Utilisation drifting into the range that costs you points
Credit utilisation is one of the few score inputs you can move this week. The copilot flags the drift and what a payment now would do.
Spending insight
A category running above your own usual pattern
Not a budget you had to set up — a comparison against how you normally spend, so the outlier is the thing you hear about.
Try asking
Six of the questions Infiney Copilot is built to answer. Press one to see what it reads and what comes back — then ask it in your own words in the app.
Infiney Copilot
Pick a question below to see how the copilot works it out.
A preview of how Copilot approaches each question. In the app it answers against your own accounts, cards and loans.
More than a chatbot.
A financial co-pilot.
Infiney Copilot analyses your connected financial data to give you personalised guidance, proactive alerts and simple next steps — so you can make smarter decisions, faster.
Start a conversationUnderstands your finances
Looks at your loans, cards, bills, spending and goals.
Gives personalised advice
Tailored to your financial situation and life stage.
Brings the best options
Compares products across trusted partners.
Helps you take action
Pay, apply, switch or save — all in one place.