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Looking for a quick answer? The most common questions are covered below. Browse the FAQ ↓
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Looking for a quick answer? The most common questions are covered below. Browse the FAQ ↓
Answers to the most common questions about our Infiney services, process and how we work with Customers.
Infiney's AI engine scans 50+ partners in real-time, matching your credit profile against thousands of offers. We negotiate the best rates on your behalf — often lower than what you'd get walking into a branch.
Yes. Your data is encrypted in transit and at rest, used only to fetch and compare offers with your consent, and never sold to third parties. You can withdraw consent and request deletion at any time.
Yes. Loan Switch compares your current rate against live partner offers, shows the exact EMI and lifetime savings, and handles the balance-transfer paperwork digitally end to end.
PAN, Aadhaar-based KYC, and recent bank statements or salary slips cover most applications. The exact checklist appears in-app once you pick a product — everything is uploaded and e-signed online.
No. Eligibility checks use a soft bureau pull, which is never reported to lenders and has no effect on your credit score. A hard enquiry happens only if you go ahead with an application.