Loan Interest Rates
Start from 10.99% p.a
Your Data is 100% Secure
Work out your EMI before you apply — for any Infiney loan.
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*This is an approximate EMI calculation. The actual processing fee and rate of interest may vary. Interest rate for Personal Loan starts at 1.6% on a monthly basis.
Start from 10.99% p.a
Complete online application
Upto 60 months repayment
Basic requirements to Qualify Loan
₹15,000 p.m
Salaried Applicants
Indian
Residence
CIBIL Score
650+ Preferred
6 Months
Current Employer
Answers to the most common questions about our Infiney services, process and how we work with Customers.
Infiney's AI engine scans 50+ partners in real-time, matching your credit profile against thousands of offers. We negotiate the best rates on your behalf — often lower than what you'd get walking into a branch.
Yes. Your data is encrypted in transit and at rest, used only to fetch and compare offers with your consent, and never sold to third parties. You can withdraw consent and request deletion at any time.
Yes. Loan Switch compares your current rate against live partner offers, shows the exact EMI and lifetime savings, and handles the balance-transfer paperwork digitally end to end.
PAN, Aadhaar-based KYC, and recent bank statements or salary slips cover most applications. The exact checklist appears in-app once you pick a product — everything is uploaded and e-signed online.
No. Eligibility checks use a soft bureau pull, which is never reported to lenders and has no effect on your credit score. A hard enquiry happens only if you go ahead with an application.