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Switch your loan without switching your day plans.

Partnered with Big Banks

An old bank and a new bank, with a loan moving between them

The process

  1. Check eligibility

    Enter your current loan details and see your new rate and savings in under a minute.

  2. Verify digitally

    Confirm your identity and income through e-KYC — no physical ID copies needed.

  3. E-sign the switch

    Review your new loan terms and sign electronically. Infiney handles the transfer with your existing lender.

  4. Old loan closes, new one activates

    Your existing lender is settled and closed out, and the new loan goes live in its place. Nothing for you to chase.

See what switching actually saves you.

₹25.00 L
9.2%
8.2%
12 yrs

You could save

2,02,866

in interest over your remaining tenure

Interest if you stay
₹16.51 L
Interest with Infiney
₹14.48 L
New EMI
₹27,225/mo

Estimate based on the figures you enter, for illustration only. Your actual savings depend on your lender's foreclosure terms and Infiney's final offer after eligibility check.

Frequently Asked Questions

Answers to the most common questions about our Infiney services, process and how we work with Customers.

Infiney's AI engine scans 50+ partners in real-time, matching your credit profile against thousands of offers. We negotiate the best rates on your behalf — often lower than what you'd get walking into a branch.