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InfineyMoney Simplified

CAMPUS & FRESH GRADUATES OS

Your First Salary.
Your First Financial Plan.

Students & freshers registering with Infiney unlock a complete, 100% free financial plan - structured budget models, 750+ CIBIL credit score building, and micro-investing from Day 1.

Claim Free Student ToolkitTry Salary Simulator
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LIVE PAYCHECK SIMULATOR

How will your first salary be divided?

₹15,000₹3,00,000
  • Needs & Rent50%₹37,500
  • Micro SIPs22%₹16,500
  • Future Goals6%₹4,500
  • Lifestyle22%₹16,500

STUDENT PERKS

9 Perks Included with Infiney

  • First Salary Score

    Financial Readiness Index

    An instant 0-100 score evaluating your savings rate, emergency buffer, and credit foundation.

  • Structured Budget Models

    Your Paycheck, Pre-Planned

    Every salary credit arrives already split across needs, lifestyle, micro-SIPs, and future goals — edit the plan, not the spreadsheet.

  • 750+ CIBIL Building

    Credit From Zero

    A guided, low-risk ladder that turns no credit history into a 750+ CIBIL trajectory, one on-time step at a time.

  • Micro-Investing from Day 1

    Small SIPs, Early Start

    Start SIPs sized for a first paycheck, so compounding begins with your first month of earning — not years later.

  • Salary Simulator

    Live Paycheck Preview

    Model how any offer's in-hand salary divides across rent, lifestyle, and investing before you accept it.

  • Free Student Toolkit

    First-Job Starter Kit

    Budget templates, document checklists, and first-salary guides — free for every registered student and fresher.

  • Emergency Buffer Planner

    Safety Net First

    Build a starter emergency fund automatically before lifestyle spending scales up with your salary.

  • First Credit Card Guidance

    Right Card, Right Time

    Know when your profile is ready for a first card, and which one matches how you actually spend.

  • Infy AI Copilot

    Money Questions, Answered

    Ask Infy anything about your plan — it reads your budget, score progress, and goals to answer with your numbers.

Frequently Asked Questions

Answers to the most common questions about our Infiney services, process and how we work with Customers.

A starter track for students and first-jobbers: build a credit footprint from your first salary, learn score-building habits, and unlock cards and loan offers as your profile matures.